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Chocolate Loaf Cake

Published: Jan 22, 2026 by Jessica @ TMG · This post may contain affiliate links · Leave a Comment

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I make this chocolate loaf cake when I want a simple dessert that feels a little special without being complicated. It’s the kind of recipe that fits right into everyday baking but still feels worth slowing down for.

chocolate loaf cake on cutting board with slices

The loaf is rich and moist with deep chocolate flavor, soft crumbs, and pockets of melted chocolate throughout. Finished with a simple chocolate and white drizzle, it’s pretty enough for sharing but familiar enough for a quiet afternoon slice.

It reminds me of the chocolate cakes Grandma would bake just because, usually cooling on the counter before anyone even asked what was for dessert.

What You Need to Know

  • This loaf bakes up tender with a moist, cake like texture
  • Let it cool fully before slicing or adding the drizzle
  • It can be baked a day ahead and decorated later
  • The drizzle is optional but adds a classic finishing touch
Chocolate Loaf Cake Ingredients

Ingredients Overview

  • All purpose flour: Gives structure while keeping the loaf soft
  • Cocoa powder: Adds rich, chocolate flavor
  • Butter and sugar: Create a classic cake base
  • Eggs and vanilla: Add richness and balance
  • Buttermilk: Keeps the loaf moist and tender
  • Dark chocolate chips: Melt into the batter for extra chocolate flavor
  • Chocolate and white chocolate: Used for a simple decorative drizzle

How to Make Chocolate Loaf Cake

Step 1: Preheat the oven to 350°F. Grease and flour a 9x5 inch loaf pan and set aside.

Step 2: In a medium bowl, whisk together the flour, cocoa powder, baking powder, baking soda, and salt until evenly combined.

Step 3: In a large bowl, beat the softened butter and sugar until light and fluffy, about 3 to 5 minutes. Add the eggs one at a time, mixing well after each addition, then stir in the vanilla extract.

Step 4: Alternately add the dry ingredients and buttermilk to the butter mixture, beginning and ending with the dry ingredients. Mix just until combined, then gently fold in the dark chocolate chips.

Step 5: Pour the batter into the prepared loaf pan and smooth the top. Bake for 55 to 65 minutes, until a toothpick inserted into the center comes out clean.

Step 6: Let the loaf cool in the pan for about 10 minutes, then transfer it to a wire rack to cool completely.

Step 7: To make the drizzles, melt the dark chocolate chips with ½ tablespoon butter over low heat, stirring until smooth. In a separate pan, melt the white cooking chocolate with the remaining ½ tablespoon butter.

Step 8: Once the loaf is fully cooled, drizzle both chocolates over the top in a simple decorative pattern. Let the drizzle set before slicing.

Grandma’s Tips

  • Let the loaf cool completely before drizzling so the chocolate sets nicely
  • Mix just until combined to keep the loaf tender

Modern Updates

  • Use xylitol in place of sugar if preferred
  • Skip the drizzle for a simple everyday chocolate loaf

More Old Fashioned Dessert Recipes

  • Grandma's Old Fashioned Apple Crisp Recipe
  • Samoa Cookie Bundt Cake
  • Old Fashioned Carrot Cake Bundt Cake
  • Old Fashioned Cherry Dump Cake

FAQs

Can chocolate loaf cake be made ahead of time?

Yes, this loaf can be baked a day ahead and stored covered at room temperature. Add the drizzle just before serving if you like.

How do you keep chocolate loaf cake moist?

Using buttermilk and avoiding overbaking helps keep the loaf soft and moist.

Can chocolate loaf cake be frozen?

Yes, the loaf freezes well without the drizzle. Wrap tightly and freeze for up to 2 months.

How should chocolate loaf cake be stored?

Store covered at room temperature for up to 3 days or in the refrigerator for up to 5 days.

Chocolate Loaf Cake Slices

Old Fashioned Chocolate Loaf Cake

This chocolate loaf cake is rich, moist, and full of old fashioned chocolate flavor, finished with a simple drizzle that makes it perfect for sharing.
Print Recipe Pin Recipe
Prep Time 20 minutes mins
Cook Time 1 hour hr
Total Time 1 hour hr 20 minutes mins
Servings: 4
Course: Dessert
Ingredients Method Notes

Ingredients
  

For the Chocolate Cake
  • 1 ¾ cups all purpose flour
  • ½ cup unsweetened cocoa powder
  • 1 teaspoon baking powder
  • ½ teaspoon baking soda
  • ½ teaspoon salt
  • ½ cup unsalted butter, softened
  • 1 cup granulated sugar or xylitol
  • 2 large eggs
  • 1 teaspoon vanilla extract
  • ½ cup buttermilk
  • ½ cup dark chocolate chips
For the Chocolate and White Drizzle
  • ½ cup dark chocolate chips
  • 1 tablespoon unsalted butter
  • ¼ cup white baking chocolate

Method
 

  1. Preheat the oven to 350°F. Grease and flour a 9x5 inch loaf pan and set aside.
  2. In a medium bowl, mix together the flour, cocoa powder, baking powder, baking soda, and salt.
  3. In a large bowl, beat the butter and sugar until light and fluffy. Add the eggs one at a time, mixing well, then stir in the vanilla.
  4. Alternate adding the dry ingredients and buttermilk to the batter, beginning and ending with the dry ingredients. Mix just until combined, then fold in the chocolate chips.
  5. Pour the batter into the prepared pan and bake for 55 to 65 minutes, until a toothpick inserted in the center comes out clean.
  6. Cool the loaf for 10 minutes in the pan, then transfer to a wire rack to cool completely.
  7. Melt the dark chocolate chips with half of the butter until smooth. Melt the white cooking chocolate with the remaining butter in a separate pan.
  8. Drizzle both chocolates over the cooled loaf. Let set before slicing and serving.

Notes

  • Cool completely before adding drizzle
  • Bake ahead and decorate later if needef
  • Store covered at room temperature
  • Freeze without drizzle for best results

Tried this recipe?

Let us know how it was!
Old Fashioned Chocolate Loaf Cake

More Vintage Desserts

  • Easy Peach Dump Cake
    Easy Peach Dump Cake (with Canned Peaches)
  • Old fashioned peach cobbler served in a white bowl is vanilla ice cream on top
    Old Fashioned Peach Cobbler Recipe (Southern style)
  • Lemon Pound Cake
    Old Fashioned Lemon Pound Cake
  • Old Fashioned Kool Aid Pie
    Old Fashioned Kool Aid Pie

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